CMC advises on transactions involving the sale or merger of independent financial firms, such as insurance agencies, mortgage firms and specialty lenders. The client may be a bank wishing to diversify its product offerings and revenue sources beyond traditional interest margin-oriented services.

Historically, community banks have been slow to diversify because of barriers to entry, either real or perceived, such as the required capital, technology and expertise. Yet increasingly most community bankers believe that they must offer a complete array of services to retain their best customers and remain competitive.

CMC assists bank clients in evaluating potential new lines of business, identifying acquisition candidates, and valuing and structuring purchase transactions. Alternatively, the client may be a financial firm whose owners wish to liquefy their investment and realize its value.